5 Smart Ways to Protect the Security of Your KAF Digital Bank Virtual Debit Card When Using Online!
Now is the time to talk about online security! To protect yourself from losing money, it is important to always be vigilant when using your KAF Digital Bank Visa Virtual Card for Card Not Present Transactions. Unlike credit cards, every debit card transaction is deducted directly from your savings account—making caution extremely important.
Here are 5 smart steps you can practice:
Do Not Store Your Card Information on the Merchant Site ("Card-on-File" Service)
Choose to make payments only when you are genuinely transacting. This method ensures that every transaction requires 3DS authentication through SecureKAF in your app. While it may seem slightly inconvenient, it provides extra protection if the e-commerce site is hacked.
Use Safe Browsers and Networks
Ensure your internet browser is updated and avoid using public Wi-Fi when making payments. Check that the website address begins with 'https://' (the 's' stands for security) and ensure the padlock icon is displayed.
Temporarily Block the Card When Not In Use
If you are not using the card for a certain period, it is exposed to the risk of misuse. Use the KAF Digital Bank app to temporarily block or unblock your card. Always check every transaction notification to ensure no suspicious payments occur without your knowledge.
Avoid Using Debit Cards for High-Risk Transactions
Be cautious when using a debit card for social media advertisements, recurring subscriptions (like music or video streaming), or purchases from merchants without a buyer protection policy. For transactions like these, use a credit card as it offers statutory buyer protection. Debit cards, conversely, transfer your money immediately without any additional protection.
Do Not Click Links in Suspicious SMS or Emails
Remember, the bank or any authorised agency will never ask for your user ID, password, OTP, or security code. If you receive a dubious message, do not click the link. Instead, contact KAF Digital Bank for verification.
Remember: Your security starts with your own precautions. Be careful, and pay with confidence with KAF Digital Bank!
