REALITY 2026: SAVING ALONE IS NOT ENOUGH! 📉

The year 2026 is no longer about "saving money under the pillow." The value of RM100 today won't be the same as RM100 next year if we don't grow it.

2026 Financial Formula:

✅ Cash: Maintain cash savings only for emergencies (3-6 months' salary). Make sure it's easily accessible when needed.

✅ Assets: Move surplus cash into assets like Gold, Stocks, or Unit Trusts to combat the rising cost of living (inflation).

✅ Discipline: Remember, consistently investing RM100 every month is much more powerful than investing RM1k occasionally.

Don't wait until you're ‘rich’ to start investing. We invest now so that our future is easier and more secure.